I'm so unbelievably furious. Turning on a green across the intersection and he turns into the inside lane and breaks my mirror. We pulled over and I was about to lose my cool. He says I pulled into me and we talked for 20 minutes then he sped off. There is no point in calling insurance. So I guess I'll eat 70 bucks. Either way the man was like you're young and it's my mistake so if I called the cops he wouldn't do anything.

I told him how can the mirror parts be in my lane of I pulled into your lane. He then said I was speeding ... From a stand still

So I guess im wondering if anyone has a mirror set like aeros or something

I got his plates and he was like 80 he said He told me to just go to the wreckers and take one off them

He was driving a damn ford flex or something. And his fender was pretty messed up


Edit: now that I am more calm at home ill explain in more detail. The guy was making a right hand turn and I was making a left hand one. He pulled into my lane when he was turning and we collided. He told me that I was speeding and it's my fault I hit his car

 

I would report this to the police, just in case he does. If all you have is his plate #, and he didn't offer contact or insurance info, he may be driving without insurance. In any case, report it.

 

Report it! You never know the guy could have a suspended licence or no insurance.

 

Report it. Because if he does and you haven't, you might be charged for failing to report, and if his fender is messed up, that's easy $1000+ in damages. You have his info, and you reporting first shows you aren't trying to hide - and gives you the drop on him, as fact is, first to tell their story tends to get a better reception, before the officer taking the report has his perception shaded by the previous story. Just be sure to be calm, and respectful (eg., talk about "the other driver", not "that goddamn old fart").

It's stereotyping a bit, sorry to say, but an old guy like that may not have a license - or possibly should not have a license - but if no one reports incidents, he might continue driving until someone is hurt or killed. My parents, living in a retirement community, had a neighbour like that - he continued to drive "by feel" well past when he should have had his license pulled. He wrote off 3 cars (of his own, plus the vehicles he hit) in the span of a couple of years, and just paid out rather than claim it on insurance - which helped the situation to continue longer than it should have.

Did you use a cell camera to take pics of the scene (eg., your mirror parts and where they lay)? That will help your case.

 

I went and reported it. Apparently the car is registered to his daughter and has tickets exceeding 5000$. Im still pissed about the mirror but I'm not going to claim it on my insurance, they said my rates will increase

 

No, you don't want to claim on your insurance, but you should be able to claim it on his insurance (or the daughter's, if it is in her name). It's not just about you getting your due here - with all those fines, sounds like this guy needs to be off the road. You're doing a service to build the case against him by pressing for the damages. Make him uninsurable. Did the officer say if he would be charged for leaving the scene of an accident?

Another "old guy driving who shouldn't have been story" - a couple we were friends with had their first car totalled shortly after they were married by an old guy - while it was parked in front of their home on a residential street. The elderly driver had decided he needed to make a McD's run at 2:00AM. Hit my friend's Civic so hard it was left on the front lawn - then continued to McD's without stopping. The Police found him at the nearby McD's, where the staff noted he was in a robe and pyjamas and seemed disoriented - and his heavily damaged Buick was smoking and streaming fluids in the lot. At least the guy didn't kill anyone - but not like he couldn't have.

 

I'm not sure that can be done in Ontario, the land of "no fault" insurance.

 

Ah. That's retarded though, if claiming for damage caused by someone else affects your rate. And it does exactly the opposite of what I was suggesting - it encourages people not to report drivers like this tool who clearly need to be off the road - and making them uninsurable is often easier than getting their license lifted if they don't voluntarily surrender it - and it sounds like this guy has his excuse machine cranked high to at least try to self-delude that he can still drive.

 

Honestly I would report it bud. What about the "forgiveness rule"?

 

If he was turning right and you were turning left, the old man had the right of way...

 

You're not supposed to turn into the far lane when you are turning right. He went from the outside lane to the inside.

 

Correct. If he turned right but not into the curb lane, he's a fault.

I would call your insurance. If you are not at fault (as judged by the police) it won't affect your rates. Your insurance will pay to fix your car, but behind the scenes, they will press the other party's insurance for restitution and ensure that his rates deservedly go up.

 

call the cops and call it in as a hit and run, since he would not wait.

don't let him off just because he is a senior or he will do it to someone else tomorrow and think the **** is ok to do to anyone. he probably shouldn't be driving at all.

had some bitch sideswipe me in my TII and sped off, unfortunately we were both rolling and i just blew it off but i should have followed her through traffic to get her plate # and reported it, but it was a more difficult situation than already having the plate # to start with. if i had the plate # i would have called it in as a hit and run. my fender is scuffed as she tried to run me into the corner of a bridge rolling onto the freeway onramp and her tire rubbed my fender, nowhere i could go.

 

I know it wasn't a big accident and I shouldn't be furious but at the time a lady had to step in because I was going to lose it after he kept yelling that I'm an irresponsible youth (19). I kept explaining to him how my mirror pieces ended up in my lane not his (if I actually hit him) his excuse "bounced off my car". I'm 100 percent sure he didn't see my bright red vert because he was looking into the corner not at who's in the lane already. I did talk to the cops and gave them all my info.

On a better note his fender is mangled (paint was gouged and metal had slight wave to it)and am kind of happy since the way he spoke to me was like a child. He told me "ah you'll find a new one in the wreckers " I was like "buddy this is a 24 year old car and there are none In the wreckers." but then he said " oh but I found parts for a 70's vette in there?".

If he hit me in the metal I probably would of lost it on him (which isn't good) but this guy really needs help.

Edit: it was a ford edge. I hate fords now

 

It sucks your car is damage, my condolences.

However, you are really at fault here.
Just like rear end accidents where the vehicle in the back is always at fault, vehicles turning left will always be at fault. At best, you will be rated 50% at fault (if you are lucky).

Correct me if I am wrong, but there is no rule in the HTA where a vehicle making a right turn onto another road have to go to the right lane. There are no makings on the road to indicate the vehicle must go to the curb lane.

Based on defensive driving principle, the responsibility is always on the vehicle turning into on coming traffic.

For the purpose of insurance, you can look a the Fault Determination Rule:

http://www.ibc.ca/en/car_insurance/d...tion-rules.pdf

To get a better understanding and see how much you are deemed to be at fault 0-100%, you can view the PDF in the above lane.

 

Don't hate on Fords. What he drove had nothing to do with his being a ******. And when your RX-7 was made, Ford was the largest shareholder in Mazda (up until 2008, when Ford sold off all the assets it could, including most of its interests in Mazda, Volvo, and Jaguar, among others). Which is part of why Mazda, as a small company, is in trouble now, without a larger partner, so maybe that could be a reason for hating on Ford... but in your case, its just a jerk. With his huge outstanding fine amount, he might be in a 'Vette next. A Chevette. After the vehicle is seized and sold for outstanding fines... probably doesn't have valid registration either, with that much in fines. I assume Ontario doesn't allow registration with outstanding tickets or fines.

So were the police going to charge him with anything? You probably will have to press them to - they need to know that a) you can identify him, and b), you are committed to showing up in court if he fights whatever charge is laid. I would press for hit and run - even though he stopped initially, he did not provide driver's license or proof of insurance, he just tried to bully you and then took off when that didn't work. Big fine, big point penalty. Even if he is not the registered owner - that person will be liable for the damage, and will be required to identify who was operating the vehicle. The police often don't like to lay charges in cases like this, where they didn't see the 2nd vehicle, or come to the scene - because they have to do a bunch of extra work. Which is why you will have to press to have a charge laid.

 

I read it in a MTO book when I started driving, I do think he is at fault.

 

PD - I think we need some clarification on which mirror on Pnoy's 7, and which fender on the Edge. I was understanding the other driver was turning right, same direction of travel, but swung wide, as many do, so as not to have to slow as much for a sharp corner - so his left fender hitting the right mirror on the 7 as it was going to turn left. But now that you've raised the question, I'm confused, and don't see that we have that info. Were the vehicles travelling same street and direction? Or somehow crossed in the intersection?

 

I was going in the opposite direction and turned left, he turned right and hit my right mirror (passanger) with his drivers fender

 

RX7racerca - OP did mention in his original post that the other guy was making a right hand turn and OP was making a left hand one. The other guy pulled into OP's lane when he was turning and they collided.

However, we'll need to know more about the traffic situation. If he had the advance GREEN on the left turn and what not ..

Else, if both had green lights, the guy turning right would have the right of way as OP is turning into opposing traffic.

 

You should turn into your designated lane.

You don't cut across to the far lane in any circumstances, it's just stupid unless youre driving a bus or 18 wheeler

 

Although this isn't the situation that happened, for arguments sake, it needs to be corrected.

http://www.mto.gov.on.ca/english/dan...ion2.6.4.shtml
http://www.mto.gov.on.ca/english/dan...ion2.6.2.shtml

 

With no video or other witnesses, I think you're looking for trouble by reporting it to the police or insurance
No way will they find him 100% at fault... 50/50 at best

 

The rule has been, and will always be, you turn right, you must turn into the right most lane. You cannot turn into whatever lane you want.
If you're turning left, you stay in the left most lane, and proceed to make your way to the right most lane so you can get out of the "passing" lane.
This has been the rule of the road for as long as I can remember.

It really ticks me off when you're attempting to turn left, and there's a douche in front of you not making the turn even though all the oncoming traffic is making right turns. I lay on the horn heavily until this freighten's them, and they proceed. Extremely slowly, as if they don't want to get hurt, but they at least proceed. Where did these people get their license?!?!

As for insurance, they will always try to screw you over. Only way this can get this resolved with the least amount of resistance is to have a witness of when this happened.
If you can get someone to say the person ran wide and into the other lane, then the old man is at fault without any further explanations.
But now that you guys didn't want to report it, and no witnesses were taken, it's your word against his.
More than likely insurance will want to lay 50% blame on you. Because they like to screw over their customers.

 

Ok, now I'm clear - the guy was turning right onto the same road as Pnoy, swung wide, hit the right side of Pnoy's 7 with his left fender. In this case, if the road both were turning onto has two marked lanes, the driver turning left isn't at fault, unless you swung wide. With no witness, as Neo points out, you're probably screwed for insurance purposes, they like to go 50/50 and screw both clients if there isn't conclusive evidence (and sometimes even then), although your broken mirror should have tended to land outward (to the right) of where the impact occurred if you were turning left, or likely even if at the point of impact you were already traveling in a straight line, having completed your turn into the inside lane - pictures of the debris as it lay would have helped there. However, you can still make that claim as well, but if they don't settle in your favour, withdraw it. You probably should report the accident in case he does anyway - you can tell your insurer you are holding off making a claim if you like, but you probably should report, since the other driver may do so. And again, this becomes an issue of getting your story in first, as that will be what both your company and the other insurer hear first - and that their driver left the scene of an accident. Very bad.

Police and insurance are completely separate issues, and I would still pursue a charge with the police. His striking you after you have already entered the roadway is no different than if he had swung wide and hit a car proceeding straight through on the cross street.