The reason I have full coverage on my FB is so that in the event of an accident I will be able to get something from the insurance company, as opposed to nothing with just liability. This way I have a few bucks to go towards a new shell and can buy my car back if it's written off and swap all the parts.

 

i deal with wood brokers based in smith falls...Kathy there helps me out pretty nice...i have Portage Mutual now...im 24 so now its 95...in a couple months when i turn 25 its going down to 68$...i have 1 minor ticket which doesnt effect it at all with G licence...Call Kathy she's helpful

 

Well im too young for Classic car insurance I heard for that you gotta be a like 30+ or somethin thats for Silver Wheels anyway. As far as getting insurance in Smiths Falls I'm a good 5-6 hours away.

 

dont worry about being too far away..im in ottawa and i just talk to them on phone and email documents back and forth....get a quote to see what they say

 

Dealing with a small town agency doesn't mean you'll get small town rates, just fyi. Rates will be based on your mailing/primary residence, and urban areas pay higher both due to higher theft and collision rates. Doesn't mean you won't find a good rate or better service, just that there's no comparing urban and rural rates.

 

The best solution you can do is move to saskatchewan. $25 a year for lisence and $600 for a year of plates on a 1987 Turbo II, and no emissions tests to boot. You are getting hosed in ontario and i feel for all you guys.

 

I was insured with bel air but they wouldnt insure my FC I have state farm now I am 21 on a G2 and pay 234/month for liability on a 6 month policy which is only like 2800 a year would be less Im sure so thats weird but I know a state farm broker. Oh and its an 87 TII and I have a 15 over I got in my vw

 

I'm 22, with TD Insurance and pay just under a grand for just liability.

 

If its not your daily driver... http://www.lant-ins.ca/

 

Thought you have to be a certain age for Silver Wheels, I havent read through it yet but its gonna be my summer daily.

 

Can't know for sure if you don't call.

 

Can't go to silverwheels until you have 10years consecutive auto insurance, I tried in the fall and have to wait until I am 27.

 

Yep I read the site I can't get it until I'm 27 which is in 6 somethin years.

 

Im 26 and i got the custom wheel plan...


10 Years continuous driving experience required...

 

Interesting, I could have swore it was 10 years of insurance before... I might be able to switch next year then... Thanks for the heads up!!

 

In practical terms, aren't they the same thing? The insurance company assumes if you have an auto policy or are on one, you are a driver. If you aren't named on a policy, they assume you stopped driving for that period. It's obviously not necessarily right - you could have insurance and not be driving, or drive very little, or be driving without insurance (but that would be especially bad if they found out anyway), but it is really the only way they have to judge if you are driving.

 

I'm fairly sure back in the fall it mentioned that you had to have been the primary policy holder, or something to that extent for 10 years, and I didn't get my first car and insurance til I was 17. But I was insured at 16 under my parents policy as a learner (G1) licensed driver.