tek_88

iTrader: (21)

I'm with Liberty Mutual when I wrecked my first FD they gave $17,000 back to me. My car had comprehensive and collision coverage and deductible was at $1000.

00SPEC

iTrader: (9)

here's my story, i had regular ol AAA comprehensive on a '93 touring 57k miles:

car totaled, offered me 12-14k (cant remember), with printouts of KBB and auto trader ads for 100+k mileage ones prices at 10k.
called them back, with the OTHER ads on auto trader going for 20+k
"but sir, these cars have 20,000 miles on them"
"yes ma'am, but mine definitely didn't have 100!" there were no comparable mileage ones specifically listed, but i knew it was more than 14k

plus, 99 spec front/tails, 300rwhp reliability mods +powerfc

"sir you realise that modifying your car can depreciate its value?"

"ma'am, have you seen the car??"
"no i haven't......"

at which point, she set up an appraiser to take a look at it, which after accounting for MODS (except the power fc) they appraised it at 21,xxx, and payed it out

this was in 2009

scruggyj

iTrader: (5)

To close the book on this story I went with Hagerty for an agreed value of 20k. For only 650 a year. About what I was paying Allstate. In fact my Allstate agent booked it for me as I assume the two companies have some sort of relationship. Allstate uses Hagerty for classic car coverage...etc