FD Insurance question
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FD Insurance question
Just wondering. I am looking in to purchasing a FD of my own. I have been pouring through threads like a mad man learning everything i can. Just wondering. How much are you guys paying for full coverage insurance on average. I kno it varies a lot but i was just curious.
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I pay $900/year, $50 deductible, full coverage, plus 3 car discount. I have no tickets, ever, but my wife has 2 accidents over the past year and we get $200 discount on our homeowners insurance. We go through Nationwide.
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Ok i have one speeding ticket, one loud car stereo (which i dont think matters) but i am only 20 yrs old. dont own a home and have only one vehicle. but basically its not crazy high or anything right?
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geez. i pay 365 a month for 3 cars fully covered. i'm 23 but i also get the discount for being married and home owners policy and life insurance (800k). 365 covers everything so i think thats a pretty fair deal. plus i drop the FD in the winter completly. so its like 245 then.
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#8
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$59 a month, full coverage with roadside assisstance, $100 deduc. on comp and collision, with a multi-car discount through state farm. Married and a clean driving record....should get cheaper next year when I hit the big "25" and I get another insurance discount.
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well i recently had to file for an sr22 so i have to c how much my rates go up on my current car. chances are they would b so high for full coverage its gonna prevent me from getting a FD
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i pay 91 bux a month, liability... i am only 18 years old as well... if you've been driving long with a clean record it should be low... try cost u less... they are a broker company, but get you the lowest coverage...
#14
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damn i must be doing ok. i pay 450 every 6months full coverage with 500dect. for my fd and im 22. i also have 2 other cars on the policy so i get the multicar discount.
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Originally Posted by Get_SiDeWaYs
well i recently had to file for an sr22 so i have to c how much my rates go up on my current car. chances are they would b so high for full coverage its gonna prevent me from getting a FD
What for? DUI or wreckless driving, or for something else?
A friend of mine back in college got a DUI coming home from watching a basketball game. He also had to file an SR22 afterwards. His insurance went from being under 80 bucks a month for full coverage on his Blazer, to over 250 just for state minimum liability. Raped him bad on insurance for a couple years.
Granted, every insurance company varies, but I believe the norm. is double to triple your previous rates from what I've seen.
#17
Originally Posted by Get_SiDeWaYs
Ok i have one speeding ticket, one loud car stereo (which i dont think matters) but i am only 20 yrs old. dont own a home and have only one vehicle. but basically its not crazy high or anything right?
Dave
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ok thx a lot guys. much help. i had to file for sr22 because i had a beater truck for a couple of months and i droped the insurance. drove it a couple of times and got in an accident.
so ya im an idiot lol
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#22
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100 bucks a month
25 years old
7 listed as primary
I'm also covered on my brother's corrolla
no deductible
unmarried
Good driver discount, good student discount
Had a ticket when I was 17. I learned my lesson and haven't got one since.
25 years old
7 listed as primary
I'm also covered on my brother's corrolla
no deductible
unmarried
Good driver discount, good student discount
Had a ticket when I was 17. I learned my lesson and haven't got one since.
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Originally Posted by dgeesaman
You need to call and find out what it will cost. Our numbers will be of little use to you. Call other companies and see what it will cost if you move all of your policies to them, too, since insuring FDs can vary dramatically.
Dave
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