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$400/a year insurance full coverage

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Old 03-30-06 | 05:55 PM
  #51  
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z-beater, I'm not sure, but yea I'd go by normal shop labor rates.

Originally Posted by LUPE
They denied me because I have a roll bar.
Lupe, on their website's main page it says:

Hagerty does not offer an insurance product for:

* Inexpensive home-built kits that do not replicate a classic vehicle
* Replicas of the 1963-67 Shelby Cobra Roadster
* Any vehicles used for camping, off-road or utility-type driving
* Pro-street vehicles modified exclusively with racing features such as roll cages, wheelie caster, nitrous systems, parachutes, etc. (Consideration may be given to show-use only vehicles)
* Regular-use vehicles driven on a daily basis
* Vehicles used primarily for commercial use
* Modified or customized motorcycles
* Any vehicle modified with a nitrous system. Vehicles that run on nitro-methane or blown alcohol systems are ineligible.

~Ramy
Old 03-30-06 | 05:56 PM
  #52  
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From: In your dreams!
Originally Posted by LUPE
They denied me because I have a roll bar.
Damn are you serious!?! That must mean your car is more unsafe.... no actually I guess they equate all roll cages to racing.

That sucks cause I wanted to do the Grand National, Supra and the 7 but the Supra has a roll cage. And that also rules out the Grand National which is alcohol injected.

All together our cars are only driven about 1500 miles a year.

Last edited by FDNena; 03-30-06 at 05:59 PM.
Old 03-30-06 | 05:58 PM
  #53  
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From: Belleville, IL
Originally Posted by FDNewbie
z-beater, I'm not sure, but yea I'd go by normal shop labor rates.

Lupe, on their website's main page it says:

Hagerty does not offer an insurance product for:

* Inexpensive home-built kits that do not replicate a classic vehicle
* Replicas of the 1963-67 Shelby Cobra Roadster
* Any vehicles used for camping, off-road or utility-type driving
* Pro-street vehicles modified exclusively with racing features such as roll cages, wheelie caster, nitrous systems, parachutes, etc. (Consideration may be given to show-use only vehicles)
* Regular-use vehicles driven on a daily basis
* Vehicles used primarily for commercial use
* Modified or customized motorcycles
* Any vehicle modified with a nitrous system. Vehicles that run on nitro-methane or blown alcohol systems are ineligible.

~Ramy
Yes, they let me know over the phone
Old 03-30-06 | 07:22 PM
  #54  
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From: FL-->NJ/NYC again!
Originally Posted by LUPE
Yes, they let me know over the phone
He is implying that you could have stated the vehicle was show only if you were sneaky enough and had researched their site. Notice what he put in bold
Old 03-30-06 | 07:33 PM
  #55  
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From: Belleville, IL
Originally Posted by GoodfellaFD3S
He is implying that you could have stated the vehicle was show only if you were sneaky enough and had researched their site. Notice what he put in bold
Yes I know but I was too lazy to really answer his question. I didn't feel like fishing through their website so I gave them a call instead. I'd rather talk to someone anyhow.
Old 03-31-06 | 08:35 AM
  #56  
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From: Tucson, AZ
(Off topic) Michael Savage is the ****.^^^^
Old 03-31-06 | 11:37 PM
  #57  
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From: NC
Originally Posted by GoodfellaFD3S
I just spent about 15 mins on the phone with Alaina, who was very friendly and helpful.

I was quoted based on NJ required minimums, which I think bumps the quote up a bit.

Given 2k miles per year on the FD I got the following quotes:

At $40k value, $250 deductible, $1368/yr
At $25k, value, $250 deductible, $884/yr
At $25k value, $500 deductible, $798/yr

The middle quote is looking pretty damn good to me right now .

Rich
quite a bit higher than what Ramy referenced....like you said, must be NJ take it up the butt insurance
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