Pictures of the damage
10-22-03, 04:23 AM
#29
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Well, according to michigan law, I don't even have to call up my insurance carrier, he hit a parked car, which means his agency has to pay for every repair on my car. Clearly stated in almost any michigan document regarding insurance, parked cars, regardless of their coverage, are paid for by the person who hit the vehicle's insurance agency. So they have to fix it, it's just they don't want me to know that they are required to do so. 
Originally posted by Jodoolin
If you have coverage (comprehensive & PD), MI no fault does cover your damages, you can sue for the deductable. Makes life a whole lot less complicated.
There are two other things to look at in your policy. Some insurers waive the deductable if the person who hit your car is covered by the same insurance company.
Second, because it was a parked car, there may also be some state regs that exempt you from any responsibility and also results in the waiver of any deductable.
My MI AAA policy covers the first.
If you have coverage (comprehensive & PD), MI no fault does cover your damages, you can sue for the deductable. Makes life a whole lot less complicated.
There are two other things to look at in your policy. Some insurers waive the deductable if the person who hit your car is covered by the same insurance company.
Second, because it was a parked car, there may also be some state regs that exempt you from any responsibility and also results in the waiver of any deductable.
My MI AAA policy covers the first.
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