Hows Insurance on the RX7 FC ?? For a Teen?
#1
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Hows Insurance on the RX7 FC ?? For a Teen?
I am looking to purchase an rx7 next week.,,
Hows the insurance on RX7? 1991 FC. no turbo.
Is it really high compared to what I drive now.. 2001 honda accord sedan.
or is it pretty normal?
btw. I am 19 years old.
0 accidents. 0 tickets.
MD.
Hows the insurance on RX7? 1991 FC. no turbo.
Is it really high compared to what I drive now.. 2001 honda accord sedan.
or is it pretty normal?
btw. I am 19 years old.
0 accidents. 0 tickets.
MD.
#2
Manual Rack
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Im 20 in NY. When my 7 was insured under my name it was like $420 down & $250 a month. That was the absolute cheapest i could find. Now my 7 is insured under my girl friends name, 0 down, $80 a month. This is a red 86 rx7 no air bag, no abs, no back seats, title still in my name. We both have a clean record. All i can tell you to do is look around and get some estimates.
#4
i got my license about 5 months ago and am paying mom for insurance she said her insurance went up $212 a month and $10 of that was for the car idk what that means but $212 a month is killer for a minimum wage worker that needs a rebuild lol
#5
Driving RX7's since 1979
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Just don't buy comp and collision. You don't need it as what they'll charge you for one year of coverage is essentially what they'll give you for your 2nd Gen at the extream of they totalling it out. Getting in a fender bender is just an opportunity to learn how to unbolt the damaged fender and bolt on a replacement you get from pic a part or some forum member.
But don't go for minimum liability either. Get at least 50/100/25. Also get uninsured/underinsured coverage as well since there is a bit of an epidemic going on in this economy where folks are cancelling their insurance to save money.
Finally, for your parents sake, have your FC ONLY in your name. Don't let them put their name on the title. That only gives someone you hit a platform to go after your parents assets if you blow through your coverage otherwise.
But don't go for minimum liability either. Get at least 50/100/25. Also get uninsured/underinsured coverage as well since there is a bit of an epidemic going on in this economy where folks are cancelling their insurance to save money.
Finally, for your parents sake, have your FC ONLY in your name. Don't let them put their name on the title. That only gives someone you hit a platform to go after your parents assets if you blow through your coverage otherwise.
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#8
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I pay $309 for every 6 months total for liability on my volvo and RX7 convertible. I'm 23 and have a relatively clean record! Dunno why it is so cheap! I feel like it shouldn't be.
#9
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dude my insurance is dirt cheap... I got the "good student" discount and a clean record (as far as the insurance agency's concerned) and I'm payin $270 every 6 months... I'm 18
#11
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$120/mo, I'm 19, and thats full coverage, live in Texas, insured by progressive. Also good student discount and have 2 speeding tickets and 1 accident (but that was in my transam, and not my fault, doesnt count, I wasnt even moving)
Also remember, most insurance places insure the RX7 as a sports car, and as a teen, that means $$. I thankfully, have a turbo conversion from an N/A chassis, so my V/N saves me some money saying its an N/A.
Also remember, most insurance places insure the RX7 as a sports car, and as a teen, that means $$. I thankfully, have a turbo conversion from an N/A chassis, so my V/N saves me some money saying its an N/A.
Last edited by Civerus; 01-07-10 at 01:57 AM.
#13
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Telephone + Your Insurance Company's Phone Number = Answer
Also, there is usually no difference in premiums between a non-turbo FC and a turbocharged FC. In most cases the only RX-7s that have a higher premium are the FD and the convertible.
Also, there is usually no difference in premiums between a non-turbo FC and a turbocharged FC. In most cases the only RX-7s that have a higher premium are the FD and the convertible.
#16
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On my TII last year, full coverage was something like $35/month. At the time I was 18 with a few tickets, but I insured it as a secondary "weekend" car, and only drove it 3000 miles per year. My advice is to keep your honda thing as a primary driver, and throughly explain to your insurance company that you won't put that many miles on it, also say that you take real good care of it, its your baby, etc. etc.
#19
Umm, you guys realize alot depends on where you live right? Just call all the insurance companies around you and get quotes, its free and easy. I'm 19, live in NY and I put $420 down and pay $190 a month. Clean license and I took driver's ed. Try to stay away from those big companies like Geico, Progressive, etc. they usually tend to be most expensive unless you're married with kids and a house.
#20
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I pay $193/month and I have a Turbo II that's been "Modified For Extreme Performance" according to my insurance company, i'm 17 with one charge of careless driving (Going 240km/h in a 60km/h zone hahaha......)
#23
Rotary Freak
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Take it to a club event at Stratotech, or look up the Alberta Solo Association (ASA) and go to some autocross events on the runways at CFB Namao.
#24
Just go to driving schools it lowers your insurance. i went to three driving schools but i also got some tickets and got hit two times in my civic. but my insurance is still 50 dollars a month. im 19 also.
#25
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For the OP: +1 pick up the phone; insurance rates are highly variable based on location, amongst other things, such as the phase of the moon, sunspot cycle, the price of powdered newt, and anything else weird and wonderful actuaries can find to analyze. Just collect as many quotes as possible. An FC with a teen driver is likely to be categorized as high risk, but a lot will depend on what . Multi-car and family rates can help, so your existing company is the place to start.