Disaster Has Struck!!!!
02-16-04 | 11:07 PM
#26
Senior Member
Joined: Nov 2003
Posts: 260
Likes: 0
From: hutchison ks
just for the record the gt escort and only the lxe had the 1.8 litre dohc mazda engine, all other had the 1.9 which ford has used since 83. Frenchy has them reversed, and i happen to have a control arm, tblake2@***.net
03-01-04 | 11:38 AM
#36
Smile Like a Donut
Joined: Feb 2004
Posts: 1,236
Likes: 0
From: Don't you wish you knew....
If they do say "it's totaled" strip the car down and tell them some vandals came and stole all the **** cause the garage has no doors. Or just fix it, it doesn't look so bad man. Trust me, I hydro'd my first car after 3 weeks and smashed the whole front end into a Diamante. Just get the parts from a junk yard, make it a sleeper.
03-01-04 | 11:46 AM
#37
Full Member
Joined: Dec 2003
Posts: 107
Likes: 1
From: Fremont
I Have A Similar Story. My Step-dads 1971 Chevrolet Chevelle was hit when it was parked in his driveway. The car went from its completely restored condition to looking like he had just picked it up at the recking yard. Bad news, it was a hit run so the guy never got caught. Good news, he had a second `71 Chevelle parked in back that was in the midts of being restored, so he just took what he could off the recked one and put it on the other one. With the parts from the one being restored he put on the recked one and then got all the money he could from the insurance company.
03-01-04 | 01:37 PM
#38
About insurance, especially when it's the other person's. My 84 GSL was rearended last summer in a chain reaction that was caused by a semitruck that was "failing to maintain a safe speed. Here are some photos of the damage:
http://www.cardomain.com/memberpage/479957/2
I thought I was screwed for sure, the damage estimate from the body shop was right at $2,200, which was the blue book value of the car. The adjuster came out, took a look and said the insurance company would most likely total the car and give me 75% of the blue book value, which would allow me to keep the car and use the money to fix it. Basically, screwed.
But, I ended up getting $3,800 for the damage, the car was not totaled so it doesn't show up that way on the records and I was allowed to keep my beloved 84, which runs and looks great, except for the dent in the back. Plus they picked up the tab of $200 to cover a car rental for a week.
First I called the insurance agent for the trucker and explained that I thought my car had value well above the blue book. I pointed out that the car was almost twenty years old, which adds value as an antique car (I used the NADA guidelines, see their website, for antique cars to show that a twenty year old "antique" 83 GSL it was valued around $3,300, much more than the bluebook of $2,200).
Then I pointed out that the value of an eighteen (almost twenty) year old car is all about condition, and that I had recently invested about $1,000 and my time to get my already good car into excellent running condition and appearance. I itemized my repairs and sent photos of the car. Finally, I estimated that to replace the car I would need to spend about $3,800, which is exactly what the check was made out for, in the mail a week later.
I used $1,600 of the $3,800 to by another GSL, this time an 85 called the Turd (see the above website). $2,200 profit, plus a parts car. Can we say Ka-ching?
This experience has changed my opinion of insurance companies somewhat, especially when it's the other person's company and they're at fault. Sounds like you have some leverage on this one!
Ray
http://www.cardomain.com/memberpage/479957/2
I thought I was screwed for sure, the damage estimate from the body shop was right at $2,200, which was the blue book value of the car. The adjuster came out, took a look and said the insurance company would most likely total the car and give me 75% of the blue book value, which would allow me to keep the car and use the money to fix it. Basically, screwed.
But, I ended up getting $3,800 for the damage, the car was not totaled so it doesn't show up that way on the records and I was allowed to keep my beloved 84, which runs and looks great, except for the dent in the back. Plus they picked up the tab of $200 to cover a car rental for a week.
First I called the insurance agent for the trucker and explained that I thought my car had value well above the blue book. I pointed out that the car was almost twenty years old, which adds value as an antique car (I used the NADA guidelines, see their website, for antique cars to show that a twenty year old "antique" 83 GSL it was valued around $3,300, much more than the bluebook of $2,200).
Then I pointed out that the value of an eighteen (almost twenty) year old car is all about condition, and that I had recently invested about $1,000 and my time to get my already good car into excellent running condition and appearance. I itemized my repairs and sent photos of the car. Finally, I estimated that to replace the car I would need to spend about $3,800, which is exactly what the check was made out for, in the mail a week later.
I used $1,600 of the $3,800 to by another GSL, this time an 85 called the Turd (see the above website). $2,200 profit, plus a parts car. Can we say Ka-ching?
This experience has changed my opinion of insurance companies somewhat, especially when it's the other person's company and they're at fault. Sounds like you have some leverage on this one!
Ray
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